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Your Credit Card debt never seems to get smaller? See why! Use this free debt calculator to figure out your settlement needs.

Accredited Financial offers a full service guarantee to all enrolled clients. Customer satisfaction is our highest priority.

 Debt Free 12-36 Months
 Avoid Bankruptcy
 Low Monthly Payment
 Reduce Debt Up To 60%
 Minimize Creditor Harassment
 Privacy Guaranteed
 Regain Control of Your Life
 Understand Your Options


Accredited Financial Values Your Security & Privacy
What We Do

We negotiate your debt and make settlements with your creditors on your behalf. Our highly skilled Debt Negotiators generally can reduce your debt by 40-60% of the current total. You end up paying a fraction of the debt. Our program works for you, not your creditors. Our main goal is help you every step of the way to achieve financial freedom and become debt free. Our team will provide you with the honest answer, best solution and will support you throughout the whole process.

Affordable, Easy to start program.

After determining your eligibility, we'll structure the most affordable plan that meets your individual financial needs. We'll set you up with lower more affordable monthly payments which is determined between you and your counselor at Accredited Financial. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors to work on settlements and assist you when dealing with aggressive, confrontational, or abusive creditors/collectors.

Settling your debt.

Once you have retained our services, Accredited Financial will commence the Service. Your Accredited Financial counselor will advise you of all genuine offers made by your creditors, current servicers, or collectors, and of their acceptance of any offers made by Accredited Financial. Upon your approval of a settlement offer, Accredited Financial will then settle the account. You retain the right to accept or reject all settlement offers. We can only settle a debt once the full funds are available in your settlement account. With relationships we have in place with creditors and financial institutions, we are able to successfully negotiate the debts of our clients at a substantial discount. Creditors are willing to negotiate a debt with Accredited Financial, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner. Debt Settlement is a legitimate way of solving your problem without the need for bankruptcy.

Becoming Debt Free.

Once paid, that debt is gone forever. At that point, the creditor has accepted the payment in full, and you are free of that debt forever. Accredited Financial will continue to diligently work on negotiating all of your debts. We work hard to make sure you successfully complete the program within 12-36 months and ultimately become debt free. We work only for you. Becoming debt free is a first step to becoming financially secure and regaining control of your financial future.

If you concerned about your credit card debt or other unsecured bills, please, call us at 1.888.511.0808 or fill out our Free No Obligation Analysis Form.

"Our family was in credit card debt for approximately $40,000.00 when I contacted Accredited Financial for help. The staff at AFI were helpful and understanding. They worked with my creditors to cut my debt in half. I really appreciate what AFI did for our working family"

Maria and Jason K.

"I had about $12,700.00 worth of debt, and Andrea with her team from Accredited Financial Inc were able to settle all my accounts and saved me a significant amount of money..."

Robert A.

2007- Accredited Financial Inc